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If rent is due soon, start with the steps below. HelpWithRent.org shares information and community experiences; it does not provide grants, approve loans, or guarantee financial assistance.
Explain what you can pay and when. Ask whether a written payment plan, a short extension, or a waiver of late fees is possible. Keep copies of messages and agreements. Local tenant protections vary, so check your city or state's official housing resources before making decisions.
Write down the total amount owed, upcoming due dates, and income you expect to receive. Ask about nonprofit rental assistance, community action agencies, and local housing-stability programs. You can call 211 to look for nearby services, or start with our state resource directory. Availability and eligibility change by location.
If you're comfortable asking, family, friends, faith-based organizations, and local charities may offer short-term assistance. Consider discussing a repayment arrangement in writing if you borrow from someone you know. Never share banking passwords or pay upfront fees to someone promising guaranteed rent grants.
Contact a local tenant legal-aid service before assuming you must leave. Rules about notices and eviction vary by state and city. If relocation becomes necessary, ask community agencies about emergency shelter, deposits, and moving assistance.
Short-term loans can have high fees and annual percentage rates. Compare the total repayment amount, payment schedule, and consequences of missing a payment. Consider lower-cost options first. Our Emergency Financial Options page explains additional choices and risks.
You can tell us your story or browse community discussions. Avoid including Social Security numbers, account numbers, or other sensitive information in a public comment.